FOREVER....and a day..

Hey, Big Spender!

Bitten by the shopping bug?..Learn to curb your impulse to shop 'till you drop, and work your way to being a smart, savvy spender....

Have u calendared tyhe next mall-wide sale?..Is your closet filled to the rafters, yet you still feel like you have nothing to wear?..We are always lured into purchasing that dainty dress or the next hip gadget, to the point that consumerism seems hardwired into our system.However, others take the "shop 'till you drop" mentality to whole new levels--with huge repercussions..What happens when retail therapy becomes the disorder and not the cure?....

For most teens and young adults, shopping is considered a normal part of their lives..But the frequency of buying in excess should not be taken lightly..Some teens, are into overspending to project or trumpet their social status.."Some continually buy and accumulate things so they can prove or show their status..If you can afford to acquire these branded items, It means you belong to a higher pedestal"..

Shopping can also be teen's way of accepting herself and being accepted by others..Young people are not self-actualized yet, so they focus more on themselves instead of looking after other people's needs..one of their modes of belongingness is comforting to their peers in terms of their possessions, like the clothes they wear or the gadgets they own...

Teens may have benign take on excessive spending because the money they spend came from their parents..Young people feel need to continually buy because they don't  know the implications of earning money yet.. So even if their parents are able to give them their stipend, they dont know the amount of hard work that went behind their allowances..There's that lack of awareness of the effect and hard work needed to earn money..

But the need to belong and the need to maintain a reputation barely scratch the surface..Other shopaholics use their spending spress to compensate for feelings of emptiness..Being a shopaholic is also a form of compensatory behavior to conceal something and to combat anxiety..Excessive spending, such as buying items in multiples, could be reflective of a "lingering, untapped emotional disorder"..

Start it young, start it right:

The perect time to start saving is NOW and that saving is not something teens and young adults should postpone.."the earlier you start saving, the closer you are to meeting your financial goals and achieving your dreams"..Think of saving as delayed gratification..You can choose to spend it now, as small as it is,  but if u save that money for a later date, you will have a greater amount to buy big things..

"Always dream big things for ur future....Save for ur future home , ur own sucessful business, ur dream car, travelling around the world with ur future family, and providing well for them..DREAM AND SAVE........SAVE AND DREAM...:)